Verification APIs

Identity Verification

Securely onboard users from 195+ countries with our end-to-end identity verification API. Using our AI-powered real time analyzer, complete your entire process in less than 2 minutes while also ensuring compliance.

    Trusted by 500+ global companies!

    All Identity Verification needs at one place

    Humanize your user experience using our seamless identity verification suite that ditches the “one-size-fits-all” approach while maintaing compliance and reducing fraud.

    Driver’s License Verification

    We verify your clients’ Driver’s License details through AAMVA(All American Motor Vehicle Administrators)

    Passport Verification + MRZ detection

    Using the Passport Verification API selective credentials of the customer can be verified from authentic sources. In addition, MRZ Scanner API/SDK localizes and recognizes Machine Readable Zone / Travel Documents (MRZ / MRTD) from a single input image.

    SSN Verification

    We confirm the Personally Identifiable Information (PII) by verifying it with official sources using the Social Security Number (SSN)

    Utility Bills through Mobile Numbers

    Our Utility Bill API helps you verify your client’s residential address where the user has to just share a mobile number

    Email & Mobile Verification

    This API verifies Email address & Mobile number. Identity is verified by validating consumer-provided PII and confirms ownership of phone number & email using authoritative data – including device and phone number data.

    Instant Verification

    Pre-fill or auto-fill the information from the documents to elevate customer experience and amplify the verification process seamlessly.

    Verify Identities in Real-Time

    The majority of frauds in businesses are due to human complicity. Our onboarding technology uses AI to provide human-like intelligence to documents/data, but which cannot be compromised. Our product includes features like image extraction, classification, object detection, validation, forgery check, video-based identity verification and liveliness check which makes it a complete end to end process in customer onboarding.

    person-dose

    Person does

    realtime-api-dose

    Real time API does

    algorithmic-risk-intelligence

    Algorithmic risk
    intelligence

    Current systems lack ability to analyse online BIG Data. Our algorithms analyze traditional + non-traditional sources – social media, news, court cases etc. creating intelligent linkages between entities thus providing detailed due-diligence algorithmically in realtime.

    Identity Verification

    Verify anyone, anywhere

    drop-out

    Stop customer drop-out

    Address customer onboarding friction without
    compromising identity verification

    Automated, simplified and quick (No Manual Intervention)

    Signzy’s Identity Authentication automates the verification process and helps businesses boost conversion rates, comply with AML and KYC legislation, and better detect fraud — all while providing a definitive decision in seconds.

    enhanced-user-experience

    Enhanced user
    experience

    Smart and interactive verification and onboarding systems to make user journeys hassle-free and straightforward.

    scalable-backend-operations

    Scalable backend
    operations

    AI and ML-based core regulatory engines help businesses scale faster, reduce cost and cut turnaround time, to offer a seamless experience in business processing.

    seamless-and-interactive-ui

    Seamless and
    interactive UI

    Creative and easy to use interface to provide a convenient interactive experience for the user making the whole journey seamless.

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    Customer identity
    verification

    Authenticate your customer’s identity by capturing and verifying Official IDs in real-time.

    Why is there a need for identity verification?

    Address the conflict between risk and growth

    Identity verification has always been imperative for businesses. However, as the world has become digitalized, the need for a digital identity verification solution has become apparent.

    Failure to know your customers’ identification can escalate to fraudulent behaviour, which can lead to revenue loss through chargebacks, a loss of trust, and eventually brand degradation.

    An identity verification solution must assist companies in resolving key disputes. Safeguarding the company’s image and revenue entails mitigating the risk of fraud by meeting KYC identity verification requirements.

    Majority of frauds in banking are due to human complicity. Our onboarding technology uses AI to provide human-like like intelligence to documents/data, but which cannot be compromised.

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    Done in 30 seconds

    Real-time id check

    Real-time id check

    Official IDs are checked in real-time to verify the user

    Image forensics

    Image forensics

    Images are matched with the user’s face to authenticate both.

    biometric checks

    Biometrics check

    Facial and other biometric checks are carried out

    Verification complete

    Verification complete

    And you are all set to Go!

    Features

    Signzy systems have been designed for banking grade technology. This means that they meet the strictest infosec regulations and data security requirements.

    video-storage

    Unlimited video storage
    & instant retrieval

    Unlimited videos of user verification can be stored on the database and can be retrieved at any time.

    location

    Geo-location capture
    & IP check

    Geo-tagging will ensure the customer’s exact location with a thorough check on the IP address.

    geo-location

    Video forensics for pre-
    recorded risk detection

    Video forensics is used for any pre-recorded risk and spoof detection to prevent fraud, enhancing protection for your enterprise.

    Digital forgery
    check

    Any kind of digital forgery will be detected and flagged rendering any malpractice attempts void.

    seamless-and-interactive-ui

    Seamless and
    interactive UI

    Creative and easy to use interface to provide an easy experience for the user making the whole journey seamless.

    End-to-end
    encryption

    The end-to-end encryption for video, channel and communication helps ensure maintaining the highest security and privacy.

    Customer identity
    verification

    Authenticate your customer’s identity by capturing and verifying Official IDs in real-time.

    Time stamp &
    audit trail

    Definite time stamps and audit trails for every application and video interaction help to find.

    AML Check

    Anti-Money Laundering (AML) compliance check and screening done within seconds

    Manage-your-AML-process

    Manage your AML process

    Prevent money laundering and financial crimes with our complete AML compliance solution to screen out the suspicious entities within seconds

    • Verify customers across the globe
    • Screening within a second
    • Enhanced data security
    • Rely on the experts

    Algorithmic risk intelligence + KYC = Less risk, more efficiency

    According a report by deloitte, Customer Due Diligence must be the focus to mitigate AML compliance and risks. Our AML compliance check has algorithms which analyze traditional + non-traditional sources – social media, news, court cases etc. creating intelligent linkages between entities thus providing detailed due-diligence algorithmically in realtime.

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    You can’t escape AML

    AML

    What is AML?

    • Collection of policies, rules, and regulations aimed at preventing the illicit generation of profits.
    • Mandatory compliance for Financial institutions under Bank Secrecy Act (BSA) of 1970 and USA Patriot Act.
    • Apply to a small number of transactions and illegal activities, but their consequences are far-reaching.
    Who is Impacted?

    Who is Impacted?

    • Financial institutions that issue credit or enable customers to open accounts are responsible for performing enhanced due diligence and verifying customers to ensure they are not involved in a money laundering scheme.
    • They must check where large amounts of money came from, keep an eye on illegal activity, and track significant cash transactions.
    AML check

    What are the best practices
    for AML check?

    • AML Compliance Check revisit the policies regularly, Improvise them through periodic reports, write them down and state them clearly to executives, staff, and regulators.
    • Appoint an experienced person to monitor communication procedure and compliance of your team to regulations.
    • Ensure that the training program is up-to-date to keep modern money laundering methods at bay.
    • Seek help from a third party to review the program at regular intervals.
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    Why do you need AML
    Compliance Technology?

    • While the above practices may seem simple, they aren’t beneficial in terms of cost and efficiency.
    • Leveraging automation can fasten the process, reduce regulatory risk, avoid unnecessary repetitive tasks and discrepancies caused due to human errors.
    • Hence, using a software for AML compliance can streamline the process and quickly detect any suspicious or unusual activity.

    Simple, slick and smart AML compliance solution

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    Real-time id check

    Images are matched with the user’s face to authenticate both.

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    AML check against global database

    Retrieved data is cross- checked with Government and other valid global databases

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    Verification complete

    And you are all set to Go!

    Did you know?

    Every year, an estimated $800 billion to $2 trillion gets laundered around the world, according to the United Nations Office on Drugs and Crime. And Anti-Money Laundering programs currently catch only 1% of that money. Global identity verification is essential for keeping more dirty money out of our economy.

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    Anti-money laundering FAQ’s

    "What Is Anti-money Laundering In Simple Terms?"

    Anti-money laundering (AML) refers to a collection of policies, rules, and regulations aimed at preventing the illicit generation of profits. Financial institutions are required to comply with AML initiatives under laws such as the Bank Secrecy Act (BSA) of 1970 and the more recent USA Patriot Act.Anti-money laundering laws can only apply to a small number of transactions and illegal activities, but their consequences are far-reaching. AML targets a wide range of activities, from corruption and tax evasion to manipulating the market and trading with illicit goods, as well as hiding any of these.Since the majority of criminals and terrorists rely heavily on a cash flow of laundered money for their illegal activities, having the appropriate AML checks in place has broader crime-reducing implications.

    "What Are The Anti-money Laundering Regulations?"

    Anti-money laundering (AML) refers to a collection of policies, rules, and regulations aimed at preventing the illicit generation of profits.Financial institutions are required to comply with AML initiatives under laws such as the Bank Secrecy Act (BSA) of 1970 and the more recent USA Patriot Act.Anti-money laundering laws can only apply to a small number of transactions and illegal activities, but their consequences are far-reaching.AML targets a wide range of activities, from corruption and tax evasion to manipulating the market and trading with illicit goods, as well as hiding any of these.Since the majority of criminals and terrorists rely heavily on a cash flow of laundered money for their illegal activities, having the appropriate AML checks in place has broader crime-reducing implications.

    "What Are Anti-money Laundering Checks?"

    Under the AML regulation laws, all businesses, and financial institutions, in particular, are obligated to do everything in their power to identify money laundering tactics and report them.In addition to running a series of Anti-Money Laundering checks when they first take on a client, companies should also proactively monitor the behaviour of their customers so they can detect any suspicious activity in due time.The due diligence required from businesses includes many AML checks, ranging from simple Know Your Customer (KYC) checks and Identity Verification, to standard Electoral and Mortality Register ID checks, and even enhanced PEP (Politically Exposed Persons) and Sanctions searches.AML checks are crucial for some industries, including housing, law, and accountancy to name just a few. New laws are impacting these industries with hard fines handed out for those who don’t comply with the rules and regulations.

    What Is The History Of Anti-money Laundering?"

    AML laws became prominent in 1989, when a group of countries and organizations around the world formed the Financial Action Task Force (FATF). Its mission is to devise international standards to prevent money laundering and to promote the implementation of those standards.In 1990, the Financial Crimes Enforcement Network (FinCEN) was established by the US Department of Treasury “to safeguard the financial system from illicit use, combat money laundering and promote national security.”In October 2001, shortly after the 9/11 terrorist attacks on the United States, FATF expanded its mandate to include efforts to combat terrorist financing through the passage of the USA Patriot Act.

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